Opinion
Why self-employed workers are falling behind in KiwiSaver
OPINION: Sole traders save less – and the system is partly to blame.
Latest from KiwiSaver
Stories and analysis from The Northern Express Herald.
Stella Taylor: ESG's label problem - what still matters to investors
OPINION: 48 of the world’s 50 biggest asset managers still use ESG data.
Investing takes back seat, as cost-of-living pressures dominate
Survey shows fewer people are investing; results backed by rise in KiwiSaver withdrawals.
IMF releases NZ report card. How do political parties’ policies stack up?
IMF broadly happy with Govt's economic management, but says NZ needs a CGT or land tax.
Greg Smith: Why the next big AI winners may not be the ones you expect
The AI boom enters phase two — and it’s all about memory.
Why taxing a shrinking pool of workers more isn't the way to pay for our ageing population
ANZ chief economist Richard Yetsenga talks tax and productivity with the Herald.
How KiwiSaver supervisor is tackling rising hardship applications
KiwiSaver providers are struggling to keep up with unprecedented demand.
'Take it off me first': Do Kiwis need to be forced to save for their retirement?
Nearly half of all KiwiSaver members made no contribution in the year to June 2025.
Greg Smith: How KiwiSaver at 12% reshapes retirement saving
OPINION: Only about 70% of KiwiSaver members are currently contributing regularly.
Mary Holm: Falling home ownership shows it has got harder to buy
OPINION: But there is still ray of hope for would-be first-home buyers.
Greg Smith: What US-Iran peace deal means for oil, inflation and Kiwi borrowers
Oil prices have dropped sharply as markets price in a lasting peace deal.
Greg Smith: How the SpaceX IPO could reshape your KiwiSaver
OPINION: Investors weigh record SpaceX valuation ahead of listing.
Mary Holm: Why chasing sharemarket wins beats most investors in the end
OPINION: Betting big on one share is a risky way to invest.
Greg Smith: Why a tight fiscal plan could boost KiwiSaver
OPINION: Treasury is expected to delay the return to economic growth by about a year.
Mary Holm: I am 48 and know I will never get the pension
OPINION: Should younger generations be so pessimistic about the future of Super?
NZ First wants KiwiSaver members to help Govt buy BNZ
ANALYSIS: Party reckons rating agencies will be fine with the Govt taking out more debt.
Greg Smith: KiwiSaver from birth has promise, but design will make or break it
OPINION: Winston Peters backs $1000 KiwiSaver at birth. Does it stack up?
Greg Smith: Early KiwiSaver advice can mean 50% more at retirement
OPINION: Fewer than one in four Kiwis got professional financial advice in the past year.
Mary Holm: Why borrowing to invest rarely stacks up better than killing your mortgage
OPINION: If you borrow money and also have investments, you are borrowing to invest.
OECD says NZ Super age needs to rise, recommends link to life expectancy
Agency supports Government's fuel crisis response, but flags need to consolidate finances.
Greg Smith: KiwiSaver investors rewarded for staying the course
OPINION: Global shares hit records in April despite oil spiking above US$120 a barrel.
War in Iran wipes $5b from KiwiSaver as markets lurch, then steady
Stock Takes: KiwiSaver assets fell $5b in the March quarter to $136.4b, Morningstar says.
Greg Smith: KiwiSaver risk mistake – Why playing it safe can cost you $500k
OPINION: Why KiwiSaver investors could be leaving hundreds of thousands on the table.
Mary Holm: What to do when you're 57, have savings but no home
OPINION: Don't rely on the Government to provide housing in older age.
Greg Smith: The retirement gap many New Zealanders don't see coming
OPINION: The real gap between NZ Super and the retirement you expect.
Greg Smith: What investors should watch next
OPINION: Energy shock risks and why upbeat KiwiSaver balances may be masking trouble.
Fraser Whineray: KiwiSaver - It’s time to decide what it’s actually for
OPINION: Let's stop tinkering and create a genuine destination for KiwiSaver.
Greg Smith: Why investors are rethinking where to invest
OPINION: Property versus Managed Funds: are the tailwinds turning?
Andrew Twidle: The simple KiwiSaver step that could transform teens' futures
OPINION: Average KiwiSaver balances for 66- to 70-year-olds sit at about $65,000.