Interest rates
Final big bank drops home loan rates after OCR cut
Westpac announced changes to its six-month and one-year rates today.
Latest from Interest rates
Stories and analysis from The Northern Express Herald.
Jenée Tibshraeny: Has the Reserve Bank shot itself in the foot?
Uncertainty could spell more OCR cuts ... or not.
Mary Holm: Are bond investments a scam?
OPINION: Many KiwiSaver funds include high-quality bonds, except for the most risky ones.
Mary Holm: Gold's risks outweigh rewards for cautious savers
OPINION: Gold offers no dividends, unlike shares, which provide returns even in downturns.
Mary Holm: Is there a pot of gold waiting for those who invest in non-bank deposits?
OPINION: There are a number of factors to be aware of once a new scheme comes into force.
Floating rate fad helps Westpac's profit grow 10%
Bank reports $525 million profit in six months.
Mary Holm: Trying to time the share or property market is a fool’s game
OPINION: You never know when bad luck might strike.
Mary Holm: Home ownership vs shares - the great Kiwi debate
OPINION: Balancing home ownership with investment strategies.
'Overstaffed': Two Reserve Bank assistant governors quit amid restructure
Departures following Adrian Orr's shock resignation as governor.
Nadine Higgins: Deposit rates tumbling – where do I put my savings now?
OPINION: Term deposit rates have fallen from 6% last year to about 4.3% now.
Lower interest rates to do heavy lifting reviving the economy - Jenée Tibshraeny
Monetary policy is poised to do much of the heavy lifting spurring economic growth.
Market Close: Why interest rate cuts couldn't boost NZ sharemarket
The NZX slides despite some rate relief.
‘The price of borrowing has gone up’: Nicola Willis' pre-Budget warning
Higher bond yields could add hundreds of millions to the Govt's finance costs.
‘Rate wars’: How much further will they fall?
'The fixation with short fixes might be about to come to an end,' says Kelvin Davidson.
The Ex-Files: How to protect your $275k inheritance during a relationship split
OPINION: Inheritance and separation — what you need to know.
The banking app where you can get below-advertised mortgage rates
Dosh says it hopes to drive competition in the banking sector.
Mortgage rates: How low can you expect rates to go?
Home owners are switching to longer-term rates as the bottom of the cycle nears.
Interest rates are falling, so why did mortgage arrears hit an eight-year high?
Mortgage arrears at their highest level since March 2017.
Property investors are back, borrowing almost twice as much as a year ago
Will they send house prices through the roof again?
Waiting to fix in ’26 could cost mortgage borrowers more, analyst says
Rate relief is here! Or is it?
More mortgage rates tumble after OCR cut
Another major bank has cut its fixed-term rates.
‘Don’t get upset' - Adrian Orr’s mortgage rate warning
Global instability could soften domestic interest rate relief.
Mortgage wars heat up as another major bank offers under 5%
Banks have responded quickly to the Reserve Bank's latest OCR cut.
Nadine Higgins: How switching banks could benefit you
OPINION: The case for breaking banking loyalty and saving money.
Mary Holm: Why do some generations still prioritise boys over girls?
OPINION: And why do some employers behave the same way?
‘Over $400 a month’: Economists see mortgage savings boost to economy in 2025
Two economists have crunched the numbers on mortgage costs in 2025 and the news is good.
Bank switching among mortgage holders hits record high
Floating or going short term makes it easier for borrowers to change bank.
Property Insider: Questions about ‘defective’ apartments
How can it be that 19-year-old apartments need $36.6m repairs or $82m rebuilding costs?
Where Auckland rents rose the fastest in 2024
Viewing and listings may be picking up after 'subdued activity' late last year.