Opinion
Why buying a rental property before retirement may not pay
OPINION: It's never too late to save but the big question is how much risk to take.
Latest from Personal Finance
Stories and analysis from The Northern Express Herald.
'It has to be paid for some way' – the catch behind election promises
Free GP visits, lower rates, no new taxes. But what's the trade-off?
Big dental bill? Why an emergency fund is every investor's best friend
OPINION: If you have an emergency fund, stop worrying right now.
Financial Markets Authority CEO quits amid investigation involving 50+ people
Conditions around Samantha Barrass' departure remain unclear.
BNZ, ASB and Kiwibank lift floating mortgage rates after OCR hike
The banks have passed the full OCR increase on to floating borrowers.
Savers keep waiting as OCR hike unlikely to push fixed interest rates much higher
Meanwhile, mortgage rate hikes have largely been priced in.
Govt using the credit card for the groceries – when will it be forced to stop?
The bond vigilantes are watching.
The OCR has gone up - here's what I think about when fixing my mortgage
OPINION: Mortgage decisions should balance financial risk, flexibility and peace of mind.
Rich Dad Poor Dad author says he is $1.2 billion in debt
Rich Dad Poor Dad author is actually Debt Dad.
Can we get rich without taking on lots of mortgage debt?
ANALYSIS: Mortgages finally sustainable; only a tiny portion of borrowers are underwater.
Kiwi companies get on with it despite tough conditions
OPINION: Recovery is uneven, but signs of stabilisation are emerging.
Wait longer, get more: The NZ Super change that could save billions
Accountants suggest incentivising people to hold off getting Super.
NZ debt nears $1 trillion, but borrowing growth has slowed sharply
Mortgage and farm debt trends are improving, while small firms struggle.
Buying a house? The face of due diligence has changed
Gone are the days of just getting a building inspection and checking the LIM.
Low on willpower? How to trick yourself into saving more
OPINION: Round-ups and automatic payments can help people save without willpower.
My husband has incurable cancer. Should we use his retirement savings to pay off our mortgage?
OPINION: That's a tough situation for your family.
Outside the rules? Critics question 'golden visa'-backed property loans
Invest NZ has issued fresh guidance after concerns raised over property investments.
The real problem behind America's bond market turmoil
OPINION: US Treasury bond buybacks have failed to ease fears over debt and inflation.
Kiwibank circles, as Taranaki residents fail to block TSB sale
TSB's owner to vote on sale of TSB to Heartland this week.
The money red flags that could be hurting your chances of getting a mortgage
And why it's not necessarily your weekly coffee fix that banks are focused on.
If it ain't broke, don't fix it: Why Labour should leave the Reserve Bank alone
Reinstating the dual mandate risks worsening the cost of living.
KiwiSaver members warned over chasing last year’s winners
Moves to another KiwiSaver provider jumped 57% year on year in June.
The fishhooks to watch out for when taking out a low deposit home loan
OPINION: First-home buyers are increasingly buying homes with deposits below 20%.
'Once it’s gone, it’s gone': Taranaki locals in court bid to slow TSB sale
Judge's decision to become public on Tuesday.
The prosperity cost of New Zealand's property obsession
OPINION: A record 13.1% of resales made a loss on house prices in the June quarter.
The sneaky debt that can lead to a spiral
Financial mentors are seeing an increase in debt that borrowers don't recognise as debt.
How compulsory KiwiSaver could lead to an Opportunity-National deal
OPINION: New Zealand needs less political drama and more serious policy debate.
Selling the home and taking shelter in the share market
OPINION: If market returns outweigh rental costs, should I sell my home and invest?
'Investing was my way out': CMC boss on building wealth
CMC Markets NZ boss Chris Smith discusses risk, investing and KiwiSaver.