Latest from Diana Clement

High prices are here to stay, but reframing them may help us adapt, says Diana Clement.

OPINION: From scams to inflation, these are the risks hiding in plain sight.

OPINION: The FMA has met firms exploring tokenised assets from mining to real estate.

OPINION: Lifestyle upgrades and convenience habits often quietly erode savings goals.

OPINION: Investments with get-rich-quick-style returns come in a variety of wrappers.

OPINION: The median age of first-time investors for the 18-30 group on Sharesies is 22.

OPINION: NZ Super is a core part of New Zealand's social contract.

OPINION: Annual multi-trip policies start from $315 for unlimited domestic journeys.

OPINION: AI can audit your spending, build budgets and spot late-night blowouts.

Owner Danielle Francis says the sale follows a dispute with Adam Parore.

On average, the downsizing windfall will cover just 3.3 years of costs.

OPINION: Clement urges families to drop everyday luxuries and rethink 'treat' foods.

OPINION: Many spend $50 to $150 per date, pushing total pre-relationship costs to $6000.

OPINION: An enduring power of attorney lets a trusted person act for you if you cannot.

OPINION: Massey University's Pushpa Wood urges students to track every cent for a month.

By 2050, nearly one in four New Zealanders will be over 65 and on NZ Super.

OPINION: It’s a great time of the year to give our financial lives a clean out.

OPINION: Buy now, pay later on non-essentials can sink future home loan hopes.

OPINION: Five of the top columns of the year from Diana Clement.

OPINION: Climate risk, insurance refusals and AI changed how we think about money, homes.

OPINION: Salvation Army's Andrew Wilson says need is rising as cash donations fall.

Kiwis born after July 1, 1977, must live 20 years here to qualify for NZ Super.

OPINION: Forget fashion hauls and cafe hopping, frugal living is having its moment online.

Early planning, including powers of attorney, can ease the move into care.

Joint loans don’t vanish on death – co-signers remain fully liable.

Public waiting lists can push patients to pay privately or crowdfund care.

OPINION: Kiwibank customers must wait until 2026 for deposit protection in crises.

OPINION: Smooth sailing abroad starts with knowing these legal basics.

OPINION: Health insurance is crucial when retiring overseas, especially in Thailand.

OPINION: Lifestyle inflation often cancels out extra income from pay rises.

OPINION: You don’t have to solve everything today. Just start.